Finance & Business Calculators
EMI, Loan, Compound Interest, CAGR, ROI, SIP, GST, & Profitability tools. Access free, instant online tools with complete formula breakdowns, worked numerical examples, and verified calculation logic.
About Finance & Business Calculators
The Finance & Business category is your complete toolkit for making informed financial decisions — whether you're planning a major loan, growing your investments, or optimizing your tax savings. All formulas follow SEBI, RBI, and Income Tax Act standards, and every result includes a step-by-step breakdown so you can understand exactly how the number was derived.
Start with the EMI Calculator to instantly compute your monthly loan installment for home, car, or personal loans with a full amortization breakdown. For long-term wealth building, the SIP Calculator shows how disciplined monthly investments compound into substantial wealth over 10–30 years. If you're evaluating fixed-income options, compare the PPF Calculator (tax-free, 7.1% p.a.), the FD Calculator, and the NPS Calculator side by side to choose the right instrument for your retirement goal.
For business owners and self-employed professionals, the GST Calculator and ROI Calculatorprovide instant clarity on taxes owed and investment returns. With over 40 finance tools covering loans, investments, tax, and business metrics, this category covers every financial scenario you're likely to face.
Most Popular Finance & Business Tools
EMI Calculator
Calculate Equated Monthly Installment (EMI) for home, car, or personal loans with amortization table.
Loan Calculator
Calculate loan payments for monthly, quarterly, or yearly payment frequencies with full amortization.
Compound Interest Calculator
Calculate compound interest growth with flexible compounding frequencies (monthly, quarterly, semi-annually, annually).
CAGR Calculator
Calculate Compound Annual Growth Rate (CAGR) from initial and final values over a period.
ROI Calculator
Calculate Return on Investment (ROI) percentage from initial cost and final value.
SIP Calculator
Calculate future wealth from Systematic Investment Plan (SIP) monthly investments.
General
8 ToolsEMI Calculator
Calculate Equated Monthly Installment (EMI) for home, car, or personal loans with amortization table.
Loan Calculator
Calculate loan payments for monthly, quarterly, or yearly payment frequencies with full amortization.
Compound Interest Calculator
Calculate compound interest growth with flexible compounding frequencies (monthly, quarterly, semi-annually, annually).
CAGR Calculator
Calculate Compound Annual Growth Rate (CAGR) from initial and final values over a period.
ROI Calculator
Calculate Return on Investment (ROI) percentage from initial cost and final value.
SIP Calculator
Calculate future wealth from Systematic Investment Plan (SIP) monthly investments.
GST Calculator
Calculate GST inclusive and exclusive amounts with CGST/SGST split.
Markup vs Margin Calculator
Compare Markup percentage vs Profit Margin percentage for retail pricing decisions.
India Savings & Tax
7 ToolsPPF Calculator
Calculate your Public Provident Fund maturity amount, year-wise growth, and total interest earned over the 15-year lock-in.
FD Calculator
Calculate Fixed Deposit maturity amount and total interest for any principal, rate, and tenure with quarterly or annual compounding.
RD Calculator
Calculate Recurring Deposit maturity amount and interest for monthly deposits at quarterly compounding.
NPS Calculator
Calculate your NPS retirement corpus, monthly pension, and lump sum withdrawal based on monthly contribution and expected returns.
HRA Exemption Calculator
Calculate your tax-exempt HRA amount under Section 10(13A) based on basic salary, HRA received, and rent paid.
Gratuity Calculator
Calculate gratuity payable under the Payment of Gratuity Act 1972 based on last drawn salary and years of service.
EPF Calculator
Calculate your Employee Provident Fund corpus at retirement including employer and employee contributions with 8.25% EPF interest rate.
Loans & Mortgage
11 ToolsLoan Amortization Calculator
Generate a complete month-by-month amortization table for any loan.
Home Loan Calculator
Calculate home loan EMI, total interest, LTV ratio, and repayment summary.
Mortgage Calculator
Estimate your mortgage payment including principal, interest, and optional charges.
Auto Loan Calculator
Calculate car loan EMI, financed amount, and total cost of vehicle financing.
Personal Loan Calculator
Calculate personal loan EMI, total interest, and cost including processing fee.
Loan Eligibility Calculator
Estimate your maximum loan eligibility based on income, existing EMIs, and FOIR.
Loan-to-Value (LTV) Calculator
Calculate loan-to-value ratio, equity, and borrowing capacity against a property.
Refinance Calculator
Calculate monthly savings, total savings, and break-even period from refinancing a loan.
Mortgage Payoff Calculator
See how extra monthly payments reduce your loan tenure and total interest.
Extra Payment Loan Calculator
Calculate interest and tenure savings from additional loan payments.
Interest-Only Mortgage Calculator
Calculate interest-only loan payments and understand how principal remains unchanged.
Investing
10 ToolsSimple Interest Calculator
Calculate simple interest, total amount, and interest earned on any investment or loan.
SIP Step-Up Calculator
Calculate SIP corpus with annual step-up in monthly contribution.
Lump Sum Investment Calculator
Calculate future value of a one-time lump sum investment.
SWP Calculator
Estimate systematic withdrawal plan balance and total withdrawals.
Mutual Fund Return Calculator
Calculate absolute and annualized returns on a mutual fund investment.
XIRR Calculator
Calculate XIRR for irregular cash flows including SIP investments and partial withdrawals.
IRR Calculator
Calculate Internal Rate of Return (IRR) for periodic cash flows.
Retirement Calculator
Estimate corpus needed for retirement and project shortfall or surplus.
Retirement Contribution Calculator
Project retirement corpus from employee and employer contributions with salary growth.
Investment Return Calculator
Calculate total return, absolute return, and annualized return on any investment.
Personal Finance
10 ToolsBudget Calculator
Calculate monthly budget, savings rate, and expense breakdown.
Monthly Expense Calculator
Calculate total monthly and annual expenses across custom categories.
Net Worth Calculator
Calculate your total net worth from assets and liabilities.
Salary Calculator
Calculate monthly take-home salary from CTC with PF and professional tax deductions.
Salary to Hourly Calculator
Convert annual salary to equivalent hourly rate based on working hours.
Hourly to Salary Calculator
Convert hourly rate to equivalent annual and monthly salary.
Income Tax Calculator
Estimate income tax for FY 2026-27 under New and Old tax regimes.
TDS Calculator
Estimate TDS deduction based on payment type and applicable section.
Tax Percentage Calculator
Calculate tax amount and total price from a pre-tax amount and custom tax rate.
Inflation Calculator
Calculate future cost of goods and impact of inflation on purchasing power.
Business
14 ToolsBreak-Even Calculator
Calculate break-even units and revenue from fixed costs and contribution margin.
Profit Margin Calculator
Calculate net profit margin from revenue and total cost.
Gross Margin Calculator
Calculate gross profit and gross margin from revenue and cost of goods sold.
Operating Margin Calculator
Calculate operating profit and operating margin from revenue, COGS, and expenses.
Revenue Calculator
Calculate total revenue from units sold and price per unit.
Profit Calculator
Calculate gross, operating, and net profit from revenue and expenses.
Contribution Margin Calculator
Calculate contribution margin and contribution margin ratio from revenue and variable costs.
Payroll Calculator
Calculate total monthly and annual payroll cost including employer contributions.
Commission Calculator
Calculate commission from flat rate or tiered commission structures.
Business ROI Calculator
Calculate business Return on Investment from investment cost and generated revenue.
Unit Economics Calculator
Calculate LTV, CAC, contribution margin, and LTV:CAC ratio for your business.
CAC Calculator
Calculate Customer Acquisition Cost from total sales and marketing spend.
Customer Lifetime Value (LTV) Calculator
Calculate Customer Lifetime Value (LTV / CLV) using transaction model and gross margin.
LTV:CAC Ratio Calculator
Calculate the LTV to CAC ratio to evaluate customer acquisition efficiency.
Frequently Asked Questions about Finance & Business Calculators
Frequently Asked Questions
Yes, all Finance & Business calculators are 100% free with unlimited calculations, zero registration, and instant real-time results.