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Loan Prepayment Calculator
See exactly how much time and money you save by paying extra or making a lump sum prepayment.
Your Current Loan
₹20.00 L
₹
9%
%
240 mo
mo
Prepayment Options
₹5,000
₹
₹1.00 L
₹
12
You Save
₹12.21 L
Interest Saved
109 mo
Time Saved
Original End Date
₹0
Aug 2046
New End Date🎯
₹0
Jul 2037
Old Total Interest
₹0
New Total Interest
₹0
Smart Insights
You'll close the loan in 131 months instead of 240 — 109 months earlier (9.1 years).
Total interest saved: ₹12.21 L.
New loan end date: Jul 2037 (originally Aug 2046).
Even a small increase in monthly payment makes a significant difference over 20 years.